These partnerships are the foundation of JMG. With these Partnerships, we not only receive Quality Referrals, but we also do our best to give back through Lending and Closing Services. The following information in this section will be primarily on the importance of giving back and how to. Additionally, you will be able to search who your partners are and their contact information.
What truly sets JMG apart from all other Brokerages?
It’s how we give back to those who support us. The Jason Mitchell Group is considered to be the #1 Real Estate partner of many companies for that exact reason, these companies include power partners such as Quicken Loans, New American Funding, Cardinal Financial, Fairway Mortgage, Axos Bank, Amrock, Zillow Closing Services & Realworks. We call the action of giving back “Eating from Your Own Dog Food”.
Why do we call it, “Eating from Your Own Dog Food?”
It goes back to what we said, we are giving back to those who support us. You can not find the amount of Quality and Abundance of referrals from any other company than JMG, and IT’S ALL BECAUSE OF OUR PARTNERS. We never want to be considered the partners just takes what they get and doesn’t hold up their end, we live by giving back to them by sending our self-gen and fall out to our preferred loan officers & or by utilizing our preferred closings services.
Dog Bones?
Any time you send a referral or self-gen clients to our partners we consider those to be “Dog Bones”. This is something that is tracked on a daily basis and CRITICAL to what we do at JMG. It’s important to note that to be sure your referrals to our partners count as “Dog Bones”, they must be submitted through the “Pre-Qual & Refi Form”.
Speed to Lead is Important for our Lenders as well! Even though we require the “Pre-Qual” form to be submitted when you have a referral for our lenders, you are more than welcome to share the client information with them beforehand to get in touch sooner.
We take utilizing our partnerships seriously. If you haven’t noticed! 🙂 With that said, JMG Monitors Closing Service Capture Rate. and Referral to Dog Bone Ratio constantly.
Closing Services
This rate may fluctuate a little bit market to market but overall, your goal should be to get 50% of closings to utilize our closing service partner. Again, we understand that certain marketplaces may be easier to capture than others, but remember to be creative with this! IF there is a will there is always a way! 🙂
Lending Partners
With our lending partners, our goal is to send on average, 2 for every 10 referrals you received. to them for every 5 that are sent to you. Keep in mind that you are able to be creative with these as well! You can always send 1 client to multiple partners and it will be counted as 2-3 bones, so long as the client understands and is ready to be contacted by them. Additionally, to our lenders, refi referrals to them are just as good as purchase! Be sure to send these through the Pre-Qual & Refi Form in the Back Office.
My Lending and Closing Partners
- Our Partners
- Quick notes
- Quicken Loans
- New American Funding
- Zillow Home Loans
- Cardinal Financial
- Veterans United
- Axos Bank
- Closing Partners
- About Closing Partners
- Zillow Closing Services
- Amrock
- Realworks Title & Escrow
JMG Preferred Lending Partners
Due to our strong relationship, each of our lending partners has a dedicated team Exclusively for Jason Mitchell Group Salespeople. The loan officers that are designated for us were chosen by their sales team managers by being the TOP Loan Officers within their company.
As you were onboarded to JMG you were paired with 2 Preferred Lenders. One being a “Preferred Traditional Lender” the other being a “Preferred Non-Traditional” Lender. Neither one of these are Preferred to Utilize more than the other.
Preferred Traditional Lender (Group A)
Preferred Traditional Lenders are typically better suited to Qualify a Traditional Client, one that you may consider to be a “More Established Buyer” with higher credit and stable income.
Preferred Non-Traditional Lender (Group B)
“Preferred Non-Traditional” lenders will be better suited to handle your “Harder to Qualify” clients, say ones with lower credit scores or unique employment history. These lenders tend to be able to be more flexible with their financing requirements.
Preferred A Lender
Quicken Loans is the largest mortgage lender in the U.S. and is licensed in all 50 states. The lender offers conventional mortgages, adjustable-rate mortgages, Federal Housing Administration loans, U.S. Department of Veterans Affairs loans, U.S. Department of Agriculture loans and jumbo loans, as well as reverse mortgage loans, and re-finances.
Important Note
DO NOT send any financing referrals through Client Central / In House Realty. When referring in this manner, nothing will be recorded. ALL JMG referrals MUST be submitted through the JMG Backoffice.
Incentives
When we refer business to Quicken Loans, QL will incentivize your client with a 1% Rebate on the loan amount as a way to help your clients pay for closing costs & prepaids. This is a big incentive that you will want to bring up to your client, in an effort to save them more money.
Who to contact when you are sending them a referral?
All referrals to JMG Partners must go thought the “Pre-Qual / Refi Request” form in the JMG Backoffice. However, we still do encourage our agents to communicate directly with our Dedicated JMG Loan Officers and Relationship Managers.
Nathan Ricci – Triple Crown Banker
P: (480) 346-0978
E: Nathan@quickenloans.com
Bryan Oczytko – Executive Agent Relationship Manager
P: (480) 305-9833
E: BryanOczytko@quickenloans.com
Rocket Pro App (required)
Get Full Visibility
Manage all your clients in one place and track each client’s loan status in real time. Stay informed on all their activity throughout the process.
More Accurate Approval Amounts
Get insight into each client’s price range in the housing market. Adjust their approval letter amount to ensure they can make an offer that stands out.
Help Clear Roadblocks
Don’t let paperwork hold up the process. Use the document upload tool to send files on your client’s behalf and get to closing faster.
Preferred A Lender
New American Funding is a Direct Mortgage lender, specializing inFannie Mae, Freddie Mac, and Ginnie Mae direct lender, seller, and servicing. New American Funding provides home owners and future homeowners a variety of home financing options at competitive rates.
Important Note
DO NOT send any financing referrals directly to NAF Bankers or through their client portal. ALL referrals we send must be sent through the “Pre-Qual / Refinance” form in the JMG Backoffice.
Incentive
When we refer business to New American Funding, NAF will incentivize your client with a $1,000.00 lender credit as a way to help your clients pay for closing costs & prepaids. This is a big incentive that you will want to bring up to your client, in an effort to save them more money.
Who to contact when you are sending them a referral?
All referrals to JMG Partners must go thought the “Pre-Qual / Refi Request” form in the JMG Backoffice. However, we still do encourage our agents to communicate directly with our dedicated JMG Loan Officers and Relationship Managers.
Preferred A Lender
Zillow Home Loans, LLC fka Mortgage Lenders of America, LLC, is a rapidly growing national provider of online mortgage lending services. They are committed to delivering best-in-class service and local market expertise, with communication and transparency every step of the way. Zillow Home Loans was founded in 2000 as Mortgage Lenders of America, and was acquired in 2018 by Zillow Group, which houses a portfolio of the largest and most vibrant real estate and home-related brands on the web and mobile. At Zillow Home Loans, we’re dedicated to using Zillow’s home-buying expertise and cutting-edge technology to offer home buyers a seamless and streamlined mortgage process.
Important Note
For client to receive incentive, the referral must be sent through the “Pre-Qual / Refinance” form in the JMG Backoffice.
Incentive
When we refer business to Zillow Home Loans, ZHL will incentivize your client a $1,500.00 lending credit as a way to help your clients pay for closing costs & prepaids. This is a big incentive that you will want to bring up to your client, in an effort to save them more money.
Who to contact when you are sending them a referral?
All referrals to JMG Partners must go through the “Pre-Qual / Refi Request ” form in the backoffice. However, we still do encourage our agents to communicate directly with our Dedicated JMG Loan Officers and Relationship Managers.
Stephen Black – Mortgage Origination Manager
P: (206) 757-6809
E: stephenb@zillowhomeloans.com
Kaelin Avedisian – Mortgage Loan Originator
P: (231) 690-2117
E: kaeling@zillowhomeloans.com
Patrick Simon – Mortgage Loan Originator
P: (949) 842-5969
E: patricksi@zillowhomeloans.com
Preferred B Lender
Cardinal Financial is a nationwide direct mortgage lender that provides modernized home financing solutions. CF is considered an “approved lender” for Fannie Mae, Freddie Mac, and Ginnie Mae as well as an “approved lending institution” for the FHA, VA, and USDA. Not only has Cardinal Financial earned all of these approvals, but we have consistently maintained the high standards required by them.
Important Note
For client to receive incentive, the referral must be sent through the “Pre-Qual / Refinance” form in the JMG Backoffice.
Incentive
When we refer business to Cardinal Financial, Cardinal Financialwill incentivize your client with a $1,000.00 lender credit as a way to help your clients pay for closing costs & prepaids. This is a big incentive that you will want to bring up to your client, in an effort to save them more money.
Who to contact when you are sending them a referral?
All referrals to JMG Partners must go thought the “Pre-Qual / Refi Request” form in the JMG Backoffice. However, we still do encourage our agents to communicate directly with our Dedicated JMG Loan Officers and Relationship Managers.
Robert Coomer – VP, Retail Market Leader
P: (702) 342‑8599
E: robert.coomer@cardinalfinancial.com
Anyah Ellis – Business Development Manager
P: (702) 997-6954
E: anyah.ellis@cardinalfinancial.com
Chris Makiri – Branch Manager * if in any other state
P: (480) 378-2323
E: chris.makiri@cardinalfinancial.com
Veterans United Home Loans is a full service mortgage lender headquartered in Columbia, Missouri. The company has 28 offices nationwide and is licensed in all 50 states. The company primarily originates VA loans, a mortgage product guaranteed by the U.S. Department of Veterans Affairs.
Important Note
For client to receive incentive, the referral must be sent through the “Pre-Qual / Refinance” form in the JMG Backoffice.
Incentive
When we refer business to Veterans United, they will will incentivize your client FREE appraisal ($795.00 Value) as a way to help your clients pay for closing costs & prepaids. This is a big incentive that you will want to bring up to your client, in an effort to save them more money.
Who to contact when you are sending them a referral?
All referrals to JMG Partners must go through the “Pre-Qual / Refi Request ” form in the backoffice. However, we still do encourage our agents to communicate directly with our dedicated JMG Loan Officers and Relationship Managers.
Mike Mange – Senior Mortgage Loan Officer
P: (800) 814-1103 x 3381
E: mmange@vu.com
Josh Kaplan – Senior Mortgage Loan Officer
P: (800) 814-1103 x 3401
E: josh.kaplan@vu.com
Preferred B Lender
Axos Bank is an American federally chartered direct bank headquartered in San Diego, California. It is the main consumer brand of Axos Financial. They specialize in low mortgage rates and products optimized for your needs. In addition to a $0 lender fee, your clients can earn 3% annualized cash back** through their Total Loan Rewards Checking Account.
Important Note
When we refer business to Axos Bank, Axos will incentivize your client FREE loan (waived lender fee) as a way to help your clients pay for closing costs & prepaids. This is a big incentive that you will want to bring up to your client, in an effort to save them more money.
Incentive
For client to receive incentive, the referral must be sent through the “Pre-Qual / Refinance” form in the JMG Backoffice.
Who to contact when you are sending them a referral?
All referrals to JMG Partners must go through the “Pre-Qual / Refi Request ” form in the back office. However, we still do encourage our agents to communicate directly with our dedicated JMG Loan Officers and Relationship Managers.
John Dustman – Senior Vice President, Consumer Direct Lending
P: (858) 649-2001
E: jdustman@axosbank.com
Shannon Shanks – Mortgage Consultant
P: (616) 530-5968
E: sshanks@axosbank.com
JMG Preferred Closing Services
Title & Escrow
We also have dedicated Closing Services teams for JMG. These partnerships are just as important as any, and require great communication on both ends.
Every Agent on our Team is assigned a Preferred Closing Partner for Title and Escrow services.. These partnerships are generally based on geo location, unless we have multiple partnerships in one single location. Utilizing these services on EVERY file is a critical component of being a part of JMG.
IF IN ARIZONA
You are to Utilize Realworks Title & Escrow for ALL Transactions.
Exception: If your client is a IHR/Quick Loans Referral, where you are to utilize Amrock or If your client is a Zillow Flex Referral, Where you are to utilize Zillow closing services.
ALL OTHER MARKETS
Your Preferred Closing Services are Amrock.
Capture Rate
We take utilizing our partnerships seriously.. If you haven’t noticed! 🙂 With that said, JMG Monitors Closing Service Capture Rate. This rate may fluctuate a little bit market to market but overall, your goal should be to get 50% minimum of closings to utilize our closing service partner.
Closing Services (AZ ONLY IF ZILLOW REFERRAL)
Zillow Closing Services Consultation Management Services in Settlement Services, Purchase Mortgage Originations and Servicing, Brokerage Technology and Data solutions. Their focus is on providing you a faster and smoother closing experience. Their team has experience completing thousands of title and escrow transactions, and will close on a date that works best for you and work to make it as easy and convenient as possible. Their goal is to be sure you’re informed throughout the closing process so that you can rest assured everything is being covered.
when should I use Zillow Closing Services?
Reiterating a common ISIM in this section is to “Always Honor the Source”. Our expectation is that if you are working a Zillow FLEX referral you are utilizing ZCS for all your closing services, being that Zillow Closing Services is within the FOC of Zillow Group.
How do I open a policy?
To open a policy with ZCS, simply complete the “New Escrow Form” in CAMP. When you complete this, Jodi & her team will be notified to begin opening up a Policy for you.
Who to contact
Jodi Terry – Escrow Officer
Closings-AZ@zillowclosings.com | zillowclosings.com
(833) 927-1602 direct | (833) 927-1616 office
4343 N. Scottsdale Rd. Suite 390 | Scottsdale AZ 85251
Submit a pre–qual
All Markets preferred title (exception - AZ)
Always honor the source! Amrock is a part of Rock Ventures’ FOC (Family of Companies) they are the nation’s largest independent company offering title insurance, property valuations and closing services. Amrock touches all areas in title insurance, valuations, and closing services nationwide. With custom technology, deep expertise, and a dedicated team, they offer individualized solutions based on your needs.
When should I use Amrock?
This question is 2 fold and depends on 2 very important factors. If either of these factors are true, you should be sending your files to Amrock for their services.
Is this a referral from Quicken Loans?
If the answer to this question is Yes, then this is resounding YES and at all costs we want to give back to Amrock. The reason for that goes back to our ISIM of “Always Honor the Source”. With Amrock being a part of the Quicken Loans FOC we need to be sure we are keeping their referrals in their ecosystem of RE / Finance & Title companies at all costs.
Are you in a marketplace outside of Arizona?
If the answer to this question is Yes, then Amrock is your preferred Closing Services for all transactions.
who to contact
Amber Chamberlain – Account Manager
AmberChamberlain@amrock.com | amrock.com
(313) 338-0538 direct | (855) 455-6685 direct fax
1187 Thorn Run Rd., Suite 600 | Coraopolis, PA 15108
RealWorks currently provides settlement, consulting & investment services in Southern California and Title and Escrow services in Arizona. In addition, RealWorks provides Consultation Management Services in Settlement Services, Purchase Mortgage Originations and Servicing, Brokerage Technology and Data solutions. RealWorks also provides investment and investment guidance on residential real estate related endeavors. They focus on providing a customized service experience to each home buyer and seller they serve. JMG has a dedicated team that engages in each transaction as a unique and singular event that provides focus and individual attention to all parties to the transaction.
When should I use Realworks?
As of now, this question is very simple, if you are an Arizona Sales Agent, This is your Title Company for ANY & ALL transactions. There is 1 exception, and that would be if your transaction is from a Quicken Loans referral, where we would “Honor the Source” and send it to Amrock.
How do I open a policy at Realworks
To open a policy with RealWorks, simply complete the “New Escrow Form” in CAMP. When you complete this, Sheri & her team will be notified to begin opening up a Policy for you.
who to contact
Sheri Alverson – Escrow Officer
sheri.alverson@realworkscorp.com | realworkscorp.com
(626) 390-3422 direct | (602) 626-3661 direct fax
7702 E. Doubletree Ranch Rd #300 | Scottsdale AZ 85258
JMG Transaction Partners
Please use on all transactions.
Who is American Home Shield?
American Home Shield was founded in 1971 and operated independently until it was acquired by ServiceMaster in 1989. It serves 1.4 million customers across 49 states and the District of Columbia. It is one of the largest home warranty writers in the United States and has home warranty companies with active operations in all 48 contiguous states.
American Home Shield is America’s most preferred home warranty with more than 1.8 million customers. Your clients don’t have to experience a breakdown to take advantage of their warranty benefits. They can start using their plans immediately with new add-ons and offers that make homeownership easier.
How much is an AHS Home Warranty, and how do I order one?
Home warranties through AHS may differ by the marketplace. To see a pricing breakdown sheet simply click on the button below.
https://jmgbackoffice.com/american-home-shield/
You can order a home warranty through the New Escrow Form” when you have an accepted contract in CAMP. This will be found on the last page of the form itself. You can also order a warranty through the link below post “New Escrow Form” if needed.
